How Swedish income tax works
Most employees pay only municipal and regional tax, 32.38% on average in 2026, after the basic allowance (grundavdrag). State tax of 20% applies to taxable income above SEK 643,000 a year. The job tax credit (jobbskatteavdrag) then lowers the tax considerably, the 7% pension contribution is fully offset by a tax reduction, and the public service fee adds up to SEK 1,184 a year.
Not included: the burial fee, Church of Sweden fee and non-employment income. Applies to people under 66 at the start of the year.
Sources
- Skatteverket: Technical description of the 2026 tax tables (SKV 433)
- Skatteverket: Amounts and percentages 2026
An estimate for planning; Skatteverket’s annual assessment is final.