Moving to the Netherlands: your first-steps checklist

Everything newcomers must do in their first weeks in the Netherlands, in the order that works. Tick each step; your progress stays on your phone.

Last checked: 2026-10-19

0 of 8 done

Register with the municipality and get your BSN
Within 5 days of arrival if you stay longer than 4 months. Your BSN comes with the registration, and everything else needs it.
Activate DigiD
Your digital ID for every government site: tax, benefits, insurance. Request it once you have your BSN.
Take out basic health insurance
Compulsory within 4 months of starting to live or work here, or you risk a fine and paying your own medical bills.
Open a bank account
Usually needs your BSN. A current account needs no interest-bearing product.
Register with a GP (huisarts)
Register early; in some areas GPs are full.
Check allowances (toeslagen)
Depending on income you may get healthcare or rent allowance. Apply on the Tax Administration site after activating DigiD.
Residence permit
Non-EU nationals collect their residence card from the IND. Note the renewal date early.
If you have children
School is compulsory from age 5. Register your children and check child benefit (kinderbijslag).

Your progress is saved on this device only.

Why the order matters

Municipal registration gives you a BSN, the key to DigiD, a bank account, insurance and payroll. Without it, every other step stalls.

You must take it out within 4 months; ask the insurer about the coverage start date when you sign up.

No. The ticks are saved in your browser only.

A practical checklist, not legal advice.